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Terms and Conditions and Policy Agreements.

1. Introduction: Welcome to Bonwein Evangelistic Association. By accessing or using our services, you agree to comply with these Terms and Conditions.
2. Use of Services: Our services are intended for lawful purposes only. Users must not engage in activities that violate Nigerian SCUML regulations or other applicable laws.
3. Non-Financial Commitments: Bonwein Evangelistic Association adheres to SCUML guidelines, including reporting suspicious transactions and maintaining transparency in all dealings.
4. Intellectual Property: All content on our website is the property of Bonwein Evangelistic Association and may not be reproduced without permission.
5. Limitation of Liability: Bonwein Evangelistic Association is not liable for any indirect, incidental, or consequential damages arising from the use of our services.
6. Changes to Terms: We reserve the right to update these Terms and Conditions at any time. Users will be notified of significant changes.

Privacy Policy

1. Data Collection: Bonwein Evangelistic Association collects personal information such as names, email addresses, and transaction details to comply with SCUML regulations and improve our services.
2. Data Usage: Personal data is used for internal purposes, including compliance with Nigerian SCUML restrictions and enhancing user experience.
3. Data Sharing: We may share user data with regulatory authorities as required by SCUML guidelines.
4. Data Security: Bonwein Evangelistic Association employs robust security measures to protect user data from unauthorized access.
5. User Rights: Users have the right to access, modify, or delete their personal data by contacting us.
6. Policy Updates: This Privacy Policy may be updated periodically to reflect changes in regulations or our practices.